{"id":3468,"date":"2015-11-11T12:35:25","date_gmt":"2015-11-11T12:35:25","guid":{"rendered":"http:\/\/www.sjidesign.com\/lynch\/?page_id=3468"},"modified":"2023-03-28T09:45:37","modified_gmt":"2023-03-28T08:45:37","slug":"commercial-conveyancing-2-3-2","status":"publish","type":"page","link":"https:\/\/www.lynch-hall.co.uk\/?page_id=3468","title":{"rendered":"Equity Release"},"content":{"rendered":"<div id='layer_slider_1'  class='avia-layerslider main_color avia-shadow  avia-builder-el-0  el_before_av_one_full  avia-builder-el-first  container_wrap sidebar_right' style='  height: 437px; max-width: 1140px; margin: 0 auto;' ><\/div><div id='after_layer_slider_1'  class='main_color av_default_container_wrap container_wrap sidebar_right' style=' '  ><div class='container' ><div class='template-page content  av-content-small alpha units'><div class='post-entry post-entry-type-page post-entry-3468'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  flex_column_div av-zero-column-padding first  avia-builder-el-1  el_after_av_layerslider  el_before_av_one_third  avia-builder-el-first  \" style='border-radius:0px; '><p><div  style='padding-bottom:20px; ' class='av-special-heading av-special-heading-h2    avia-builder-el-2  el_before_av_textblock  avia-builder-el-first  '><h2 class='av-special-heading-tag '  itemprop=\"headline\"  >Equity Release<\/h2><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Two types of equity release scheme are available. These are Home Reversions and Lifetime Mortgages.<\/p>\n<p><strong>Home Reversion Schemes<\/strong><br \/>\nEquity Release has now become a popular way for people of retirement age to raise capital so as to provide monies to supplement their pensions, which might otherwise be insufficient to meet their needs, without having to move home or downsize.<\/p>\n<p>Under a home reversion scheme the owner sells the whole or just part of their property to an investor at a discounted price (calculated by reference to the owner&#8217;s age). In return the owner receives a guaranteed lifetime lease, i.e. a guarantee that they will be able to remain in their home for the rest of their lifetime. These schemes are now fully regulated but nonetheless they remain complex in terms of the documentation required. We have substantial experience in this field, not only acting for the homeowners but also having acted for a number of substantial investors for many years now.<\/p>\n<\/div><\/section><br \/>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h4    avia-builder-el-4  el_after_av_textblock  el_before_av_textblock  '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >For More Information<\/h4><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div><br \/>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Please call <strong>0208 864 0722<\/strong> to get in touch with <strong>Richard Hornby<\/strong> or e-mail:<\/p>\n<\/div><\/section><\/p><\/div>\n<div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding first  avia-builder-el-6  el_after_av_one_full  el_before_av_hr  column-top-margin\" style='border-radius:0px; '><article  class=\"iconbox iconbox_top av-no-box   avia-builder-el-7  avia-builder-el-no-sibling  \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='mailto:richard.hornby@lynch-hall.co.uk' title='Richard Hornby'  class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue805' data-av_iconfont='entypo-fontello'  ><\/a><h3 class='iconbox_content_title  '  itemprop=\"headline\"   style='color:#000066; '><a href='mailto:richard.hornby@lynch-hall.co.uk' title='Richard Hornby' >Richard Hornby<\/a><\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n<div  style='height:20px' class='hr hr-invisible   avia-builder-el-8  el_after_av_one_third  el_before_av_textblock '><span class='hr-inner ' ><span class='hr-inner-style'><\/span><\/span><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p><strong>Lifetime Mortgages<\/strong><br \/>\nThese can be lump sum schemes or e.g. monthly income schemes. In general terms the lender provides tax free payments, either a lump sum or a monthly income. Either way, nothing is repaid until the house is sold. The interest is simply added to the amount borrowed, i.e. it is \u201crolled up\u201d. There are now a number of lenders in the market providing these schemes. As with home reversions however, although also fully regulated, the legal aspects of lifetime mortgages are complex and require advice and assistance. Again, we have substantial experience in this fiel<\/p>\n<\/div><\/section>\n<div  style='padding-bottom:10px; ' class='av-special-heading av-special-heading-h4    avia-builder-el-10  el_after_av_textblock  el_before_av_textblock  '><h4 class='av-special-heading-tag '  itemprop=\"headline\"  >For More Information<\/h4><div class='special-heading-border'><div class='special-heading-inner-border' ><\/div><\/div><\/div>\n<section class=\"av_textblock_section \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='avia_textblock  '   itemprop=\"text\" ><p>Please call <strong>0208 864 072<\/strong>2 to get in touch with <strong>Richard Hornby<\/strong> or e-mail:<\/p>\n<\/div><\/section>\n<div class=\"flex_column av_one_third  flex_column_div av-zero-column-padding first  avia-builder-el-12  el_after_av_textblock  avia-builder-el-last  column-top-margin\" style='border-radius:0px; '><article  class=\"iconbox iconbox_top av-no-box   avia-builder-el-13  avia-builder-el-no-sibling  \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class=\"iconbox_content\"><header class=\"entry-content-header\"><a href='mailto:richard.hornby@lynch-hall.co.uk' title='Richard Hornby'  class=\"iconbox_icon heading-color\" aria-hidden='true' data-av_icon='\ue805' data-av_iconfont='entypo-fontello'  ><\/a><h3 class='iconbox_content_title  '  itemprop=\"headline\"   style='color:#000066; '><a href='mailto:richard.hornby@lynch-hall.co.uk' title='Richard Hornby' >Richard Hornby<\/a><\/h3><\/header><div class='iconbox_content_container  '  itemprop=\"text\"  ><\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":3312,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3468","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/3468","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=3468"}],"version-history":[{"count":6,"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/3468\/revisions"}],"predecessor-version":[{"id":4197,"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/3468\/revisions\/4197"}],"up":[{"embeddable":true,"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=\/wp\/v2\/pages\/3312"}],"wp:attachment":[{"href":"https:\/\/www.lynch-hall.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=3468"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}